- shane@reliantinsurancetx.com
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Up to 90% of natural disasters in the United States involve flood waters. You don’t necessarily have to be in a flood prone area to experience a flood and things like land development in a near by area can suddenly make you flood prone.
Most Homeowners Insurance Polices will NOT cover damage due to flood waters. Insurance must be purchased either through the National Flood Insurance Program (NFIP) or private markets. Depending on where you live, this insurance can be relatively affordable and just to have as good peace of mind. Or where it’s required, the cost can vary. Therefore, you want to have an insurance agency who knows the local environment to work with you on your flood coverage to make sure you are indeed getting the right coverage for your risks, but at a reasonable value. Some polices depending on the situation may require a waiting period.
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