Windstorm Insurance

In some markets like our coastal areas, some homeowner’s policies may exclude this. Let us find a solution which gets this critical coverage for you.

Windstorm Insurance in South Texas

Because Texas has a unique insurance market thanks to having a coastline, acquiring adequate windstorm coverage can be a challenge for residential and commercial properties. We try to keep wind coverage as part of the standard homeowners or business property policy. For several reasons, some carriers chose to exclude wind coverage from their homeowner’s policies. This might include the location or age of the risk. Or the general market conditions require them to stop offering wind coverage.

If you are scrambling for wind coverage for your property, we offer windstorm coverage through TWIA (Texas Windstorm Insurance Association) or wind-only policies through other underwriters.

A standard windstorm policy may include the following:

Covers losses due to wind, hail, and wind-driven rain
Offers replacement cost for both structure and personal property
Options to add additional insurance to guard against cost overruns
Flexible deductible options
Possible discounts for wind-rated windows and roofs

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PERSONAL INSURANCE

Personal Insurance

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HOMEOWNERS INSURANCE

Homeowners Insurance

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AUTO INSURANCE

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RENTER’S INSURANCE

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UMBRELLA INSURANCE

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CONDO INSURANCE

Condo Insurance

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FLOOD INSURANCE

Flood Insurance

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BOAT INSURANCE

Boat Insurance

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PET INSURANCE

Pet Insurance

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