Renters Insurance

Protect you and your personal possessions.

Renters Insurance

When you rent a house or an apartment, the landlord’s policy will cover costs with repairing a building due to a loss. You as tenant would be responsible for the personal property loses which include furniture, electronics, clothing, and other valuables. You are also liable for any potential liability issues if someone should get hurt inside your apartment and decides to sue you for damages.

Purchasing Renter’s Insurance can cover these risks and offer you replacement cost for items lost due to theft, water damage and fire. Many Renters polices also offer coverage for valuable collectables, jewelry and antiques. Your Renter’s policy will also provide personal liability coverage.

When purchasing a renter’s insurance policy, here are some important coverage options to consider:

Theft coverage: This is essential coverage; it provides protection if your personal property is stolen.
Replacement Cost Coverage: Replacement cost coverage pays to completely replace lost items, regardless of the current value. You need this as a safeguard against appreciation in the value of your personal property.
Cash Settlement Option: Choose to receive a cash settlement, with no requirement to repair or replace the item.
Water Backup Option: Protect yourself against damage caused by backups from sewers and drains.
Valuable Articles Coverage: Family heirlooms and valuable collections deserve special coverage. You may need valuable articles coverage to properly protect your jewelry, art, collectibles, antiques and memorabilia.
Personal Liability Coverage: Protect yourself and your finances if you are sued for causing accidental bodily injury or damage to the property of others.

Our Services

Explore how Reliant Insurance Group can help you and your business through unique product and service offerings by
industry, region, or business function.